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Sandra A. is 26 years old. She is a divorced mother with one child, a girl. Sandra is an entrepreneur, dynamic, and very dedicated to her work. She divorced some few months ago and the child’s father is not taking responsibility for the child, which means the family burdens rest on Sandra’s shoulders.

Sandra has been a local manufacturer of palm oil for over seven years now. Palm oil is produced from palm nuts. She produces palm oil and supplies it to food vendors who use it to prepare their meals. She even treks to the villages to purchase the finished goods elsewhere when demand becomes very high. Her major business area is the neighboring country Togo in West Africa. She sends gallons of palm oil to retail at Togo and, when she is returning, she buys clothing materials and retails them in her community.

Prices of raw materials are very high making it difficult for Sandra to achieve her target. And it is her dream to achieve her target through loan support. She wants to use the loan to buy more bags of palm nuts, and containers to increase her efficiency by producing in larger quantities. She believes this will help expand her business to raise more income to support her child’s education.

Sandra belongs to a village bank called “Hannah Mma” which means “Hannah’s children”.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Sandra to buy more bags of palm nuts and containers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 16, 2009
Apr 20, 2009
Currency Exchange Loss:
Nov 15, 2009