Ama T. is 30 years old. She is married and lives with her husband and their four children. Currently the youngest child is breastfeeding and the older children are attending school in the community. Ama lives in the mining community called Takroase, a suburb of Akim Oda, in the eastern region of Ghana. She is a food vendor who cooks and serves rice with stew and banku. She sells at the community center and also sells at the field where they do mining. Banku is prepares from milled grains and is taking with either pepper or soup. She prepares her food well which has attracted many customers to buy from her stand. Ama has been in this food business for the last eight years. But currently she has been hit by inadequate funds to buy stock. She is asking for a loan to buy grain like maize and rice, meat, vegetable oil, charcoal etc. She believes her only help now would come from no one else apart from you. She belongs to a village bank called ‘Yesu Abusua’ which literally means God’s family.