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Ruth's Group
In this Group: Ruth, Aidah, Juliet, Rose, Hamidah, Nulu, Ismail, Benard, Richard, Jameo, Christine, Abdul, Lydia
M. Ruth is one of the executive members of Naalya agali awamu group in Kampala. She is a businesswoman with a retail shop that she has owned for over nine years. She has seen it grow ever since she joined her group and started getting loans for business expansion.

She is married with four children who are all in boarding schools and she is grateful that she has been working hand in hand with her husband who is the Deputy Headmaster of Naalya SS.

She needs a new loan to help with recapitalizing her shop with more sugar, rice, soap and milk that she buys in large quantities for profitability.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 145
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 2,145.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Ruth's Group's $4,900 loan helped a member to restock her shop with more sugar, soap, milk and rice.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 16, 2009
Apr 20, 2009
Currency Exchange Loss:
Sep 15, 2009