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Joselyn
Joselyn P. D. is a 39-year-old resident of To-ud, Maasin, Manticao, Misamis Oriental. She is married and blessed with two children. Her eldest child is currently employed and the other is in third-year high school. Her husband is a farmer. They planted their farm with bananas, coconut and other things.


Joselyn is engaged in buying firewood and selling it in the market. Currently, Joselyn's venture is good but its income is not sufficient to cover the family's daily expenses. She wants to increase her stock to cover the demands of her customers and generate higher income. That's why she wanted to apply for a loan from HSPFI (a Kiva partner) amounting to Php 7,000 to purchase additional firewood. If granted, this will be a great help for the family, in their efforts to have a comfortable living.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 233
    View loans »
    Philippines Loans Fundraising
  • $52,041,500
    Funds lent in using Kiva
  • 47.8
    Philippines Pesos (PHP) = $1 USD