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Moses
Moses D. is married and has no children. He has received schooling through junior high. Moses sells car spare parts at Siwdo near Cape Coast, which he has done since 2004. His wife is a nurse. Moses uses his income to pay bills.


Moses will use the loan as additional capital to enable him increase the sale of car spare parts to meet the increase in demand by his customers. He plans to reinvest his new profits back into the business for the expansion of his trade.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 20
    View loans »
    Ghana Loans Fundraising
  • $11,204,825
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD