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Isaac A. is married and has 5 dependents. He has received schooling through junior high. Isaac is a blacksmith who uses metals to do a variety of things like making springs for sale at Siwdo near Cape Coast, which he has done since about 20 years ago. His wife is a trader. Isaac uses his income to pay for utility bills.

Isaac will use the loan as additional capital to buy more metals for the production of springs and other items to meet the demand of his customers. He plans to reinvest his new profits in the business to expand his trade.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD