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For five years, Yaw A. has worked as a trader selling beverages and clothing in Siwdo. He is married with four children and received an education through senior high school. His wife also works as a trader in the area. Yaw is responsible for supporting his family by paying school fees, supplying clothing for his children and also paying the family’s bills. He will use this loan to increase the quantity of clothing he sells so as to increase his profit. He hopes to use the new profits from his business to reinvest back into his trade and expand his enterprise.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 15
    View loans »
    Ghana Loans Fundraising
  • $10,998,925
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Yaw to increase stock of clothing to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 8, 2009
Apr 18, 2009
Currency Exchange Loss:
Dec 24, 2009