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Ma. Susan
Ma. Susan manages a little sari-sari store (community-based store) in their village. Managing her store is her way of helping her husband generate income for their family needs. She sells a variety of goods in her store, where she earns at least 500.00 PHP a day. To further develop her store, Susan is requesting a loan of $375 (17,000 PHP). She plans to use the loan to purchase groceries in bulk that she will sell in her store. She wants to sustain her business because it assists not only their family, but also their farming needs.

Susan is already 46 years old and married to Efren, a farmer in their community. They live in the rural area of Barangay San Juan, Quirino, Isabela. The couple was blessed with three children: Pol Nino,15 years old, a high school senior; Paul John,13 years old, a high school sophomore; and Zaira, the youngest, 10 years old, and in grade school. Susan hopes that with their sacrifices in the businesses, they may able to continue support their children’s education until they finish college.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1891
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 47.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ma. Susan purchase groceries in bulk to sell in sari-sari store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 20, 2009
Apr 17, 2009
Currency Exchange Loss:
Sep 15, 2009