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Joyce's Group
In this Group: Joyce, Mary, Alice, Steven, Teo, Joyce, Nalongo, Dennies, Robinah, Joyce, Prossy
N. Joyce is the leader of Zibula atudde group in Lugazi. She is married with five children and she cares for 10 dependents including providing shelter, food, clothing and general upkeep. Joyce is a coffee dealer and a tailor and she is grateful that the loans have helped her learn how to save for business expansion. She has future plans where by she plans to educate all her children to the top; she wants to renovate her residential house as well as construct another house to rent. She needs another loan (30th loan) to be able to reinvest in her businesses by buying more coffee and more clothing material for her tailoring business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 184
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,150.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Joyce's Group's $3,300 loan helped a member to buy more coffee and clothing material.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 31, 2009
Apr 17, 2009
Currency Exchange Loss:
Aug 15, 2009