Victoria G. is 45 years old. She is married and has five kids. All the kids are currently in school. She lives with her family in their own house at Oda, a farming community in the eastern Ghana. Victoria works hard to support her kids’ welfare and schooling. She sells foodstuffs and vegetables. She sells maize, beans, yams, tomatoes, onions, eggplant, etc., at a stand in the community market. She buys her goods from the farmers in the surrounding villages. She has been in business for five years. She also distributes the maize and beans to local food vendors. She wants a loan to buy foodstuffs in bulk so that she can make fewer trips to procure the goods and in this way maximize profit.
She is a member of the community group called “Yehowa Mma” (Jehovah's children). Members of this group guarantee each other's loans and support one another in handling repayment of the loans.