Isaac B. is twenty-nine years old. He is married and father of two kids aged four and one. He lives with his family in their house in Oda, a community in the Eastern Region of Ghana, where most of the inhabitants are farmers. He operates a pharmaceutical shop and sells various medicines like blood tonic, pain killers, and malaria drugs in his neighborhood. Many locals purchase his drugs for use as first aid and cures when they are sick. Isaac has time for every customer that visits his shop. He usually inquires about the symptoms of his patrons' sicknesess to offer the appropriate medicine and also provides advice on its usage. He has been in operation for the past three years and has assisted in the cure of a number of common diseases such malaria, cholera, and typhoid, among others.
Isaac wants to take advantage of the loan to purchase additional medicines to serve his community. Apart from doing business, Isaac also wants to serve his community with his health-related knowledge to help cure common diseases in the early stages and offer preventive advices