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Dorothy N. is married with six dependents and has received an education through senior high school. She has sold kenkey (a kind of dough made from maize and cassava), bread, and doughnuts at Moree Junction near Cape Coast since 1999. Her husband is employed as a mason. Dorothy uses her income to help pay for her family’s expenses, which include school fees and utilities. She will use the loan to purchase more flour and maize in order to make more kenkey, doughnuts and bread. Dorothy plans to save the extra profit from her expanded business in the bank so she will be able to use it as she deems necessary.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Dorothy to purchase more flour and maize.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 8, 2009
Apr 16, 2009
Currency Exchange Loss:
Dec 24, 2009