Trí Phạm (630071669) is a 52 year-old female living in the town of Hưng Nguyen. She is married and has 4 adult children. To making a living, Trí works in a family member's business venture in the manufacturing sector operating a manufacturing business. While not the only means for generating revenue, the main source of income for the business comes primarily from manufacturing & selling wood products to local businesses and community members. Trí has been engaged in this business for over 5 years and earns approximately (~US$280) 5,000,000 VND a month from these activities.
In 2007, Trí joined TYM Fund to gain access to financial services to help improve her living situation and to have the ability to engage in business activities. Trí has successfully repaid a previous loan from TYM Fund. This previous loan was used to invest in expanding the business. Trí is now requesting a new loan of 15,000,000 VND which will be used to purchase raw materials to manufacture additional products This will be the second loan taken out by the borrower from TYM Fund. Trí plans to use the additional revenue generated from the business to improve the general living conditions of the her family.