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Mariama A. is single and has no children. She has received schooling through junior high. Mariama sells ladies' underwear, fabric, and powder in Elmina, which she has done since 2007. Mariama contributes towards the living expenses of her younger siblings; she uses her income to buy textbooks and other basic needs for her them .

Mariama will use the loan as additional capital to enable her increase the sale of ladies underwear, fabric, and powder to meet the increase in demand by her customers. Mariama plans to reinvest the new profits from her expanded business, further expanding her trade.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Mariama purchase of additional inventory.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 8, 2009
Apr 16, 2009
Currency Exchange Loss:
Dec 24, 2009