This loan has been FULLY FUNDED by 30 lenders!

Venera Lobareva
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Status: Paid Back

$750
Loan Request
Pre-Disbursed : Mar 18, 2009
Listed: Apr 16, 2009
Funded: Apr 17, 2009
$750
Paid Back
Ended: Nov 15, 2009
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About the Loan

Location: Pavlograd, Ukraine   Repayment Term: 9 months
(more info)
Activity: Cosmetics Sales   Repayment Schedule: Monthly
Loan Use: To increase store inventory   Currency Exchange Loss: Covered
      Default Protection: Covered
Venera is married with two adult daughters. She sells cosmetic at the market. Her profit is 2,500 Ukranian Hryvnia per month.


Venera has been in this business for 12 years. Besides cosmetics she has got another group of goods that she sells - bed sheets. Her business is quite stable. Venera is a kind and honest person. She always wants the best for her clients. They respect her and come back.


Venera would like to borrow 6,000 Hryvnia to increase her inventory. She hopes to increase the sales and spend additional income fixing her apartment. Venera has a grand-daughter and likes to give her little gifts.


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About the Country

Country:Ukraine
Avg Annual Income:$8,000
Currency:Ukraine Hryvnia (UAH)
Exchange Rate:8.0350 UAH = 1 USD
30 Lenders to this Entrepreneur

Good Dogg
Front Porch , www.kivawalk.com
United States

ResortCompete.com
Des Moines, IA
United States

Laurent D
Brussels,
Belgium

CLW
Palo Alto, CA
United States

Paul
Sth Queensferry,
United Kingdom

Marty
Battle Ground, WA
United States

Andrea
Köln,
Germany

Firelands Area UCC
Sandusky, OH
United States

Donald
La Sal, UT
United States

Jake
Boston, MA
United States

Damian
Surrey, BC
Canada

Ed
Arlington, VA
United States

Kai
Leipzig,
Germany

Tom V
KivaFriends.org, Pembroke Pines, FL
United States

David
Westfield, MA
United States

atomicmonkey
Minneapolis, MN
United States

Amanda
Calgary, Alberta
Canada

John
Maineville, OH
United States

Anonymous
Elma, WA
United States

Bill
san ramon, CA
United States

Virve
Ylivieska,
Finland

Jim
Colorado Springs, Colorado
United States

Goldfishbutt
San Francisco, CA
United States

Mark
Melbourne, Vict.,
Australia

Christophe
Brussels,
Belgium

Teoh LayGhee Foundation
Singapore, Singapore
Singapore

Chris
Fort Worth, Texas
United States

ed
Arlington, VA
United States

Amy Nicole
Tavistock, Ontario
Canada



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Journal entries for Venera Lobareva


Subject: Loan has been disbursed
Location: Pavlograd, Ukraine

Thank you for your loan. It has been disbursed to Venera Lobareva by HOPE Ukraine/Nadiya, a partner of HOPE International in Ukraine. We are excited to watch this business grow. Over the 6 months of this loan, HOPE Ukraine/Nadiya, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Pavlograd, Ukraine
Apr 18, 2009
Comment on this entry

Subject: Update
Location: Pavlograd, Ukraine

Venera's business is pretty stable but experiences some difficulties nowdays. Though she's paid her loan back in time, she was not able to increase her inventory enough for receiving additional income. She used to sell jersey clothing from Byelorussia, as a part of her inventory, but today she's lost this opportunity, so cosmetics is her main merchandise.


Posted by Olga Lutsenko from Pavlograd, Ukraine
Jan 11, 2010
Comment on this entry

Kiva Help Repayment Schedule for Venera Lobareva

  Expected Repayments Actual Repayments Comments
June 2009 $107.14 $107.14 Repayment Received
July 2009 $107.14 $107.14 Repayment Received
August 2009 $107.14 $107.14 Repayment Received
September 2009 $107.14 $107.14 Repayment Received
October 2009 $107.14 $107.14 Repayment Received
November 2009 $107.14 $107.14 Repayment Received
December 2009 $107.16 $107.16 Repayment Received