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Amalia
Amalia Lopez Gomez, 40, lives in Los Tijos de Upala in the "provincia" of Alajuela. It's a rural community, relatively spread out, in a semi-mountainous region of Costa Rica. The main economic activity of the community is agriculture: growing basic grains and raising small stocks of animals.


A little more than two years ago, Amalia set herself up as a micro-entrepeneur, with a small business producing milk and dairy products such as cream and cheese. She lives with her four children who have helped support the household and her little business. They help with the marketing of the business's products as well as producing them.


She says that she is very pleased with the business because it's built her confidence and served as a source of income for improving her life despite the problems that the community faces. All that and the business has succeeded in keeping her family together, too.


Amalia now needs a C500,000 (five-hundred thousand colones) loan that she will use to buy a freezer to store cheese and other products, siding and bags of cement to construct a more appropriate building for the cows and to make her products. With this investment, she hopes to be able to increase her production and improve the quality of her products and, in turn, increase the family income.


Amalia is a member of the Los Tijos community credit organization, one of EDESA's 100 partners in Costa Rica. As a member, she has received 5 micro-loans that have allowed her to grow as an entrepeneur and helped her to tend to the needs of her family.

View original language description ↓
Amalia L. G. es una señora de 40 años vecina de Los Tijos de Upala, localizada en la provincia de Alajuela. Es una comunidad rural con una extensión relativamente grande, con topografía semi montañosa ubicada en Costa Rica, Centroamérica. La comunidad se dedica especialmente a la agricultura de granos básicos, y en menor escala a la ganadería.

Hace poco más de dos años, doña Amalia se ha desarrollado como microempresaria, con un pequeño proyecto dedicado a la producción de leche y algunos derivados, tales como natilla y queso. Ella vive con sus cuatro hijos quienes han ayudado a mantener a flote el hogar y su pequeño negocio. Colaboran tanto en la elaboración como en la comercialización de los productos.

Dice estar muy agradecida con este proyecto, ya que le ha generado una mayor confianza, ha servido como una fuente de ingresos para mejorar sus condiciones a pesar de algunos problemas que aquejan a la comunidad y sin dejar de lado que ha logrado mantener a su familia unida.

Actualmente doña Amalia requiere un préstamo de ¢500,000 (quinientos mil colones) destinados a la compra de un congelador para mantener el queso y los diferentes productos frescos, láminas de zinc y varios sacos de cemento para construir un lugar más apropiado para el ordeño de las vacas y la preparación de los productos. Con esta inversión espera poder aumentar su producción y mejorar la calidad de los productos, así como los ingresos familiares.

Doña Amalia forma parte de la Empresa de Crédito Comunal Los Tijos, una de las 100 organizaciones socias de EDESA en Costa Rica. Como socia ha recibido un total de 5 micro créditos que le han permitido crecer como empresaria y ayudado a atender las necesidades de su hogar.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 570.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Amalia a freezer to store dairy products.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 22, 2009
Listed
May 1, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 16, 2010