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Nidia
Nidia C. M., 54, lives with her husband and three children; Ivania, Esteban, Miguel, and another adult. She lives in the Mollejones de Platanares Pérez Zeledón rural community in Costa Rica. The Mollejones community is located 150km south of San José, the capital of Costa Rica, at 850m above sea level. Some local farmers grow vegetables and coffee while others raise pigs, among other activities. There are also some organic farming and hydroponic vegetable projects. Apart from agriculture, the community has auto shops, a supermarket, small restaurants and a furniture store.

Fifteen years ago Nidia started her business of making clothes. She makes different types of clothing that she later sells in and around the community. Some customers come to her house. Her micro business has helped considerably to improve her family’s living conditions.

Nidia needs a loan of $900 (500,000 CRC) to buy a special sewing machine and materials like fabric, thread, etc. With this investment she hopes to be able to increase her production and improve the quality of her products. Thanks to this loan she will be able to offer her current and future customers greater options.

Nidia is parte of the Empresa de Crédito Comunal de Bancruce, one of the 100 organizations associated with EDESA in Costa Rica. As a member she has received 4 micro loans that have allowed her to grow as a business woman and to be able to take care of her household necessities. She successfully repaid all of her loans.
View original language description ↓
Doña Nidia C. M. es una señora de 54 años de edad. Vive con su esposo, sus tres hijos: Ivania, Esteban y Miguel y con un adulto mayor, en una comunidad rural de Costa Rica llamada Mollejones de Platanares, Pérez Zeledón. Mollejones es una comunidad ubicada a 150 kilómetros al sur de la Provincia de San José, la capital de Costa Rica. Se encuentra a 850 metros sobre el nivel del mar. Ahí se cultivan hortalizas, café y además se desarrollan otras actividades como la crianza de ganado de engorde y de cerdos. Existen también algunos proyectos de agricultura orgánica y hortalizas en hidroponía. Además de la agricultura en la comunidad hay talleres mecánicos, un supermercado, pequeños restaurantes (sodas) y una mueblería.

Desde hace 15 años que doña Nidia inició un negocio de confección de ropa. Ella elabora diferentes tipos de prendas de vestir que luego vende en negocios de la comunidad y sus alrededores o incluso la llegan a buscarla a su casa. Su microempresa ha ayudado a que la condición de vida de su familia haya mejorado considerablemente.

Actualmente doña Nidia requiere un préstamo de ¢500.000 (quinientos mil colones) para comprar una máquina especial para coser y materiales como telas, hilos, etc. Con esta inversión espera poder incrementar su producción y mejorar la calidad de los productos. Afirma que gracias a este préstamo podrá ofrecer más y mejores opciones para sus clientes actuales y potenciales.

Doña Nidia forma parte de la Empresa de Crédito Comunal de Bancruce, una de las 100 organizaciones socias de EDESA en Costa Rica. Como socia ha recibido un total de 4 micropréstamos que le han permitido crecer como empresaria y atender las necesidades de su hogar, siendo todos éstos repagados exitosamente.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,023,725
    Funds lent in using Kiva
  • 570.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Nidia sewing machine and material.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2009
Listed
May 1, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010