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Oswaldo
Oswaldo is 24 years old and lives with his partner, with whom he has a small child. They live in Oswaldo's mother's house. Oswaldo works as a motorcycle rickshaw driver, which he has done for the past 5 years since he acquired a motorcycle. He used to work for another person, but used his savings to purchase the motorcycle rickshaw, and now works only for himself.

What Oswaldo likes about his job having direct contact with customers. It is important for Oswaldo to treat his clients well, and make sure they feel comfortable on his vehicle, so that he earns their return business. This is Oswaldo's third loan with Microfinaza Prisma. He believes that working with his community bank is very good because everyone is very organized and responsible with their payments. With the money Oswaldo now requests, he will purchase an engine and spare parts to repair his motorcycle. This will cost 1500 Peruvian Soles, and Oswaldo will use the rest to purchase seeds to plant on a small farm which he also owns.
View original language description ↓
Oswaldo tiene 24 años de edad, vive con su pareja, con la que tiene un hijo pequeño. La casa donde viven es de su madre. Su actividad diaria es el transporte de pasajeros, a esta labor se ha dedicado desde hace 5 años atrás, a razón de haber adquirido un motocarro, con el cual trabajaba para otra persona, pero con sus ahorros pudo comprarlo, y ahora obtiene las ganancias solo para él. Lo que le gusta de su trabajo es que tiene contacto directo con sus clientes y es importante para Oswaldo dar un buen trato a sus clientes, en especial que se sientan confiados en su vehículo, para que más adelante lo busquen para otros servicios. Este es su tercer préstamo con MFP, considera que el trabajo con su banco comunal es muy bueno porque todos son muy organizados y responsables en sus pagos. Con el dinero que ahora solicita comprará un motor y repuestos para reparar su motocarro, esto le costará 1500 soles, lo demás lo invertirá en la compra de semilla para sembrar en una pequeña chacra que también posee.

About Peru

  • $6,715
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Oswaldo to purchase an engine and spare parts for his motorcycle taxi.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 19, 2009
Listed
Apr 15, 2009
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2009