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Pedro Jacinto
Pedro Jacinto is married and has two children. His son is 12 years old and in fifth grade, while is 10-year-old daughter is in fourth. His wife is a homemaker. Pedro has worked for fifteen years as a technician at the Ministry of Education. Last year, he completed a graduate degree in Education Sciences at the Nueva Guinea campus of URACCAN (the University of the Regions of the Caribbean Coast of Nicaragua). Pedro not only teaches, but is also a man who spends his free time working his family's plot of land. He plants a variety of crops to help improve his family's living conditions. It is worth mentioning that Pedro began working as a volunteer in a program organized by the Catholic Church in a region three hours away by horse, and that is how he got a position paid by the government. He helped his community by bringing the fruit of knowledge to the children of this remote village.

This is Pedro's eighth loan. He invested previous loans in making improvements to his home, and he will use this loan to install flooring.

View original language description ↓
Pedro Jacinto es casado, tiene dos hijos el mayor de 12 años estudia su 5to grado y la niña de 10 añitos estudia 4to grado, su esposa se encarga de los quehaceres del hogar, trabaja como tecnico del Ministerio de Educacion desde hace 15 años, con los créditos anteriores ha ido poco a poco mejorando su vivienda, ahora está solicitando refinanciamiento de su 8vo crédito para seguir mejorando su vivienda, pues quiere hecharle el piso a su casa. Pedro Jacinto el año pasado termino su licenciatura en ciencias de la Educacion en la universidad Uraccan Recinto Nueva Guinea, pero no solo se dedica a enseñar sino que tambien es un hombre que trabaja en su tiempo libre cultivando la tierra en la parcela de la familia Sembrando diversos cultivos para asi mejorar las condiciones de vida de su familia; cabe mencionar que Pedro inicio trabajando para un proyecto de la iglesia catolica de manera voluntaria en una comarca a 3 horas de camino montado a caballo y así fue como adquirio una plaza pagada por el estado, este docente ayudo a su comunidad llevando el pan de la enseñanza a los niños campesinos de esa comarca,su sueño es tener una vivienda digna para su hijos y salud.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 20.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pedro Jacinto install flooring in his home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 21, 2009
Apr 15, 2009
Currency Exchange Loss:
Oct 16, 2010