Señora Imelda is 51 years of age and resides in Laureles Norte in the city of Managua with her four older children. Two of them are dependent still upon her. She works doing household services, which is an exhausting job but she must move forward so she may offer her children a life with better conditions. This is her third cycle with Afodenic, to whom she gives thanks for the support that has been offered to her so far. With this credit request, she is going to buy construction materials to change the roof of her house. It is in a bad state and she desires to complete this project before the first rains of May fall. Her plans are to have good health and continue working in order to continue making improvements to her house since though it is partially concrete, the rest of it is made of zinc and cardboard. One of her yearnings is to be able to have a decent house.
La señora Imelda tiene 51 años de edad, reside en Laureles Norte en la ciudad de Managua, con cuatro hijos mayores de edad, dos a un dependen de ella, ella se desempeña en servicios domésticos, un trabajo agotador pero tiene que sobresalir adelante para poder ofrecer a sus hijos una vida en mejores condiciones, este es su tercer ciclo en Afodenic el cual da las gracias por el apoyo que ha brindado hasta ahora, con esta solicitud de crédito va a comprar materiales de construcción para cambiar el techo de su casa que esta en mal estado y desea hacerlo ante que caigan las primeras agua de Mayo. Sus planes es poder tener salud y poder seguir trabajando para seguir haciendo mejoras a su casa ya que su casa es una parte de concreto , pero el resto es de zinc y cartón. Uno de su anhelo es poder tener una casa digna.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.