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Rafiq F. is a 59-year-old merchant who sells different kinds of food in his own store. Rafiq started his business more than 20 years ago. He is also an accountant which helps him to run his business. Rafiq is married and has five children.

Rafiq has dedicated his life to bringing up his children and providing excellent education for them. Rafiq would like to expand his business and purchase more food products and in the future open one more store where his son will be working.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 14
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Rafiq purchase more goods for his store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 18, 2009
Apr 14, 2009
Currency Exchange Loss:
Sep 15, 2010