L. Pham (0) is a 50-year-old female living in the town of Nghệ An. She is married and has 3 adult children. To make a living, L. owns and operates a business venture in the retail sector operating a specialized retail store. While not the only means for generating revenue, the main source of income from the business comes primarily from selling animal feed & farm-related products in the local community. L. has been engaged in this business for over 5 years and earns approximately 3,000,000 VND a month from these activities.
In 2005, L. joined TYM Fund to gain access to financial services to help improve her living situation and her ability to engage in business activities. L. has successfully repaid a previous L. from TYM Fund. This previous L. was used to invest in expanding the business.
L. is now requesting a new L. of 18.000,000 VND which will be used to purchase additional products to sell. The L. will be the 5th L. taken out by the borrower from TYM Fund. L. plans to use the additional revenue generated from the business to improve the general living conditions of her family.