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Mrs. Jane T. is 31 years old, married and lives at San Vicente Alto, Oroquieta City. She has 2 children. Her husband is a tricycle driver. Determination and hard work are what Mrs. T. believes in. She joined Paglaum Multi-Purpose Cooperative last July 2007 to avail herself of its loan facilities. The coop taught their members to have a "livelihood project," or business, in order to become productive and self-reliant. At this time, her husband drives a tricycle they bought with a loan which they have since paid off. Now, she applies for PHP 35,000 to buy additional goods for sale and franchise for their tricycle.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 714
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 47.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jane to buy additional goods for sale and franchise for tricycle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 31, 2009
Apr 14, 2009
Currency Exchange Loss:
Oct 15, 2010