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Mshikamano Group
In this Group: Mwandawa, Jina
For the last two years, Mwandawa has made a living selling firewood and clothes in the Mikunguni neighborhood of Zanzibar. She currently earns an average monthly profit of $110, and works for 12 hours a day.

She is applying for her third loan from BRAC Tanzania and plans to use it to buy more firewood to sell. She is hoping that this loan will allow her to increase her profits, grow her business, pay school fees for her children and save money for future use.

Mwandawa is 34 years old, married, and has three children, ages 10, 6 and 2. She also cares for two additional dependents. She will share this loan with her fellow loan group member, Jina. Jina runs a small business selling clothes and firewood in Zanzibar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 43
    View loans »
    Tanzania Loans Fundraising
  • $14,902,975
    Funds lent in using Kiva
  • 1,331.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mshikamano Group's $650 loan helped a member to buy more firewood to sell to her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2009
Apr 11, 2009
Currency Exchange Loss:
Jul 22, 2010