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Niza
Mrs. Niza A. is 58 years old and a resident of Punta Sulong, Baliangao, Misamis Occidental. Her husband, Alfredo, is a fisherman. The couple is blessed with 5 children.


Niza and her husband started this business last year, buying and selling seashells and sea cucumbers. Niza is one of the founding members of Jackfruit 2 Center in Punta Sulong, Baliangao, and continues to be a member in good standing. She joined Paglaum Multi-Purpose Cooperative's micro-finance program in April 2004, and has used the credit services offered by the program 14 times. This loan request is her fifteenth, for Php 14,900.00 to expand her existing business.


For Niza and her husband, Paglaum has contributed to her family's success. Three of her children have finished their courses as a result of Paglaum's support for tuition fees. With this loan, the couple wishes to expand their business so that their other two children can also finish their college degrees. Niza adds that while she is still a member of the Paglaum cooperative, she will do her part as a member so that she can have the opportunity to use its programs and services to support her family's dreams of educating their children.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $1175
    Average annual income
  • 1562
    View loans »
    Philippines Loans Fundraising
  • $56,630,475
    Funds lent in using Kiva
  • 47.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Niza expand buying and selling of seashells.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2009
Listed
Apr 11, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009