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Trésor Plus Group
In this Group: Odile, Espérance, Israel, Ida, Vicky, Mengo, Eveline, Alphonse, Françoise, Félicité, Michel, Patience, Régine, Tshiabu, Joseph, Gode, Fidèle, Léa, Sécile, Sylvie, Marie, Chantal, Rebecca, Berthe, Mamie, Marthe, Kumba, Brandon, Scola, Henri
Odile N. sells charcoal in a very populous neighborhood situated north of Kinshasa. Her present working capital amounts to US$ 150. Her business makes a profit of US$ 11 per wek.



Odile began her first business in 2000. After divorcing from her husband in 1998, she and her 8-year-old daughter came through a very difficult economic period. She began her business with an initial capital of US$ 20. She was selling omelettes and tea to her customers. From 2000 to 2008 her capital rose to US$ 200.



She had a drop in capital in 2009 due to the instability of the currency. This new loan has permitted Odile to buy 30 sacks of charcoal for re-sale so as to increase her profit. Her dream is to open a charcoal depot so as to supply retailers.



Odile is 43, divorced, and the mother of 4 children, of whom one daughter of 8 years old lives with her and is enrolled in school.

View original language description ↓
Odile N. vend de la braise dans un quartier le plus peuplé, situé au nord de Kinshasa. Son capital actuel est de $150. Son affaire génère un bénéfice de $11 par semaine. Odile a commencé sa première activité commerciale en 2000. Après s’être divorcée avec son mari en 1998, elle a traversé une période économique très difficile avec sa fillette de 8 ans. Elle a commencé son affaire avec un capital initial de $20. Son activité consistait à faire des omelettes et du thé aux clients. De 2000 à 2008, son chiffre d’affaire a atteint $200. Son capital a connu une baisse en 2009 à cause de l’instabilité de la monnaie. Le nouveau crédit a permit à Odile d’acheter trente sacs de braise pour revendre afin d’accroitre son bénéfice. Son rêve est d’ouvrir un dépôt de braise à livrer aux détaillants. Odile a 43 ans, divorcée et mère de quatre enfants dont une fillette de 8 ans qui étudie, habite avec elle.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,635,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Trésor Plus Group's $3,775 loan helped a member purchasing 30 sacks of charcoal for re-sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 30, 2009
Listed
Apr 11, 2009
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2009