Mrs. Yorn R. and her husband live in Phnom Penh City, Cambodia with their two teenage children, both of whom are students in the local public school. Mrs. R. earns a living by making silk skirts by hand. On a typical day, she makes one or two skirts for her customers. Her husband is a motorcycle taxi driver. To expand her business and earn additional income, Mrs. R. is applying for a loan to buy more of the raw materials she uses to make skirts.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.