Samuel A. is 30 years old. He is married with two children. Right now, all his children attend school in the community where he lives. He is so lovely and jovial towards his children. For a living, he services chainsaws. He lives in a forest zone; for this reason, most of the young folks operate chainsaws, cutting down trees. Samuel services the machines for the owners for a fee. He went to train himself in the big city of Kumasi, and after completing his training on how to service chainsaws he quickly rushed to his hometown to do business. Right now, he services all kinds of chainsaw machines, and he has eleven years of experience. But his only problem has to do with funds to buy chainsaw parts, so that when an issue develops he can quickly work on it or fix it. What happens mostly is he has to wait and charge his clients before he can fix the problem. But he wants loan support to buy assorted parts like chains, blades, nuts, etc. With these, he believes he can be more resourceful and finish his work on time. He belongs to a village bank called "Merciful God."