Solomon D. is 37 years old. He is married and has three children. He loves his work. They live in the central region of Ghana with his entire family. He has been a general photographer for the past year now. He also does video shooting. He owns a photography and video shop where his clients pose for their photographs. He also goes to occasions like parties and concerts to take photographs of his clients. He is requesting a loan to buy additional tools and materials like a camera, flash, video camera etc. to expand his operations. He wants to buy a motor bike, which he believes will ease the distances he walks to take pictures. Solomon belongs to a village bank called ‘Adwendaho’,which means ‘Clear mind’.