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Bayandik T. is a 40-year-old farmer. He is married and has two adorable daughters.

He has seven years of experience breeding calves. He purchase small calves, fattens them, and then, after several months, sells them to the local traders. He wakes up early in the morning to pasture them in the field. All day long, he spends with his calves. Calf breeding is the only source of income for Bayandik`s family and he tries very hard to meet the family's needs.

Bayandik has applied for a loan of $1200 USD to purchase two calves and expand his business.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 14
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Bayandik to purchase two calves.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 18, 2009
Apr 9, 2009
Currency Exchange Loss:
Sep 15, 2010