A sewing machine is used by Mrs. Soeurn K. for sewing clothes to earn a living. She, at age fifty-three, is a widowed mother who has given birth to six children. Five of them are students who help her in her business when they are not studying, and the other one is married and lives independently. To help with the family's daily expenses, K.'s oldest child is employed as a boat driver for tourists. The family's living conditions are not comfortable because their house is old and breaks down frequently. Because of this problem, K. has decided to ask for a loan to add to her savings to build a new house. The remainder of the loan will be used as business capital.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.