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Urpicha Ii Group
In this Group: Fabiana , Marina , Osmaldina , Delicia , Guillermina , Maria Irene , Liliana , Tabiña , Viety , Lidia , Melva Luz , Sthefany, Haydee , Herlinda , Martina , Clina , Manuela , Cynthia , Yolanda , Constantina
The Urpicha Communal Bank begins its 39th cycle with 20 members. They are engaged in a variety of businesses such as the sale of the usual groceries, sweets, vegetables, meals, cosmetics, beverages, books, clothing and cheese. In the case of Melva Luz, she is 24 years old, living with her domestic partner and expecting her first child. Melva sells books that she offers to different institutions and, what's more, she is studying to become an Educational Assistant. Meanwhile, Tabiña is 20 years old, living with her domestic partner and has one son. She has a store in her house where she sells groceries and firewood. The members need various loan amounts, 200, 600 or 800 Sols, making a total of 7,400 Sols worth of loans in the communal bank. Their loans will be invested in the purchase of rice, sugar, cheeses, meat, cooking oil, vegetables, sweets and cosmetics. These members dream of having their own houses, that their children will become professional people, that their businesses will prosper and that they will have more savings.
View original language description ↓
El Banco Comunal Urpicha inicia su ciclo 39 con 20 socias.

Las socias realizan diferentes negocios como la venta de abarrotes en general, golosinas, verduras, comidas, cosméticos, bebidas, libros, ropa, quesos.

Como es el caso de Melva Luz es conviviente tiene 24 años y esta esperando a su primer hijo, Melva vende libros, que ofrece a diferentes instituciones, además Melva estudia para Auxiliar de Educación.

Mientras que Tabiña es conviviente, tiene 20 años y 1 hijo, Tabiña tiene una tienda en su casa en donde vende abarrotes en general y leña.

Las socias necesitan diferentes montos de prestamos como 200 soles, 600soles, 800 soles, haciendo un total de 7,400 soles de prestamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra de arroz, azúcar, quesos, carne, aceite, verduras, golosinas y cosméticos.

Los sueños de las socias son tener casa propia, que sus hijos sean profesionales, mejorar sus negocios y tener mas ahorros.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $59,072,600
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Urpicha Ii Group's $2,375 loan helped a member to purchase merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 27, 2009
Apr 10, 2009
Currency Exchange Loss:
Aug 15, 2009