Georgina A. is fifty years old. She is married and the mother of six children. Four of them have completed junior high school and are into apprenticeships, while the others are still in school. She lives with her children and husband in a rented apartment in a fishing community called Aquase, near Cape Coast in the Central Region of Ghana. Georgina works to make some income to help support the family. She trades in cereals such as maize. She purchases the maize from the farmers in the nearby communities and distributes to the retailers in her community. She also supplies to food vendors. Georgina has been in business for seven years and wants a loan to buy maize in bulk to increase her stock. She intends to trek to other markets to do business. She wants to improve her standard of living and to give her children the best education she can afford.