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Since Rosana was very young, she wanted to have a very large and beautiful house to live in. Now at 40 years old, and with great effort, she’s been able to finish building her house. In spite of the circumstances, she worked very hard to finish this house, which is beautiful and large; it has three floors and is adequately furnished. But since it’s not very pleasant living alone in a very large house, she began renting out rooms to single women, in this way she has an income which helps her meet her expenses. She’s been renting rooms for six years now. She has a field to the side of her house that she wants to build on and broaden her renting services. But, for the moment she wants to furnish the rooms to better accommodate the guests, who provide warmth to every part of the house. This motivates her to pursue her dream of getting married one day and creating a home with children she hopes to have. Rosana is opening her first individual loan with MFP, the pervious were group loans which helped her to get acquainted with people in the financial world. She plans to invest the money in building materials required to finish and decorate the bedrooms.
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Rosana desde muy joven deseó tener una casa muy grande y bonita donde vivir, ahora, a sus 40 años ha logrado adquirir con mucho esfuerzo la casa que acaba de terminar de construir. A pesar de las circunstancias trabajó muy duro para terminar su casa, la cual es muy bonita y grande, pues tiene tres pisos y están adecuadamente ambientadas. Pero como no es muy agradable vivir sola dentro de una casa tan grande empezó a alquilar habitaciones a personas solteras y así tener un ingreso que le ayude a satisfacer sus necesidades. Hace 6 años que viene alquilando cuartos, tiene un terreno a lado de su casa y también desea construir para ampliar sus servicios de alquiler. Pero por el momento desea ambientar las habitaciones para una mejor atención a sus huéspedes, quienes le brindan calor de hogar a cada lugar de su casa, lo que la motiva a seguir manteniendo el sueño de casarse algún día y forman un hogar con muchos hijos que espera tener. Rosana está iniciando su primer crédito individual con MFP, pues los anteriores fueron grupales, lo cual la ayudó a relacionarse con las personas y tener mayor información sobre el ámbito financiero. El dinero que solicita lo invertirá en los materiales que requiere para el acabado y decorado de sus habitaciones.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 123
    View loans »
    Peru Loans Fundraising
  • $56,823,625
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Rosana building materials for finishing and decorating her rental rooms.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 31, 2009
Apr 10, 2009
Currency Exchange Loss:
Jan 15, 2010