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Rubi Group
In this Group: Cleofe , Teresa , Victoria , Marina, Anastacia Marina , Severina , Fortunata , Angelica , Betty , Luisa Benita, Julia , Yovana , Roxana , Yaneth , Virginia , Catalina , Roberto , Miriam , Gerardina , Antonia Florencia , Carmen , Prisila
The Rubi Communal Bank is starting its 39th cycle with 22 members. The members do different types of business such as the sale of cereals, fuels, meats, groceries, clothing, vegetables, cheeses, notions and fruits.

Yovana is a thirty year old single mother with one son. She works selling furniture that she buys in Lima at the Sunday market in San Juan.

Yaneth, also single, is 27 years old with one son. She has a grocery shop in her house, located in Selva Ayacuchana, where she works full time.

Meanwhile, Luisa is 38 years old, has three children and lives with her partner. Luisa has a stable in the community of Chiara where she produces milk and cheese. She sells her products at the city food market.

The members need different loan quantities such as; 300 soles, 600 soles, 900 soles and 1050 soles totaling 13,650 soles or $4,375 in loans from the Communal Bank.

The money will be used to buy rice, pasta, candy, furniture, vegetables, wheat, corn, quinoa, water containers and fruits.

The member's dreams are to have their own location, to improve their business, see their children become professionals and expand their stable.
View original language description ↓
El Banco Comunal Rubi inicia su ciclo 39 con 22 socias.

Las socias realizan diferentes negocios como la venta D. cereales, combustibles, carne, abarrotes en general, ropa, verduras, quesos, mercería y frutas.

Como es el caso D. Yovana que es soltera, tiene 30 años y 1 hijo, Yovana se dedica a la venta D. muebles en la feria dominical D. San Juan, los muebles los adquiere en la ciudad D. Lima.

Por otro lado Yaneth es soltera, tiene 27 años y 1 hijo, Yaneth tiene una tienda D. abarrotes en su casa ubicada en la Selva Ayacuchana, actividad que realiza todos los días.

Mientras que Luisa es conviviente, tiene 38 años y 3 hijos, Luisa tiene su establo en la comunidad D. Chiara, produce leche y queso que venD. en el mercado D. abastos D. la ciudad.

Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles, 1050 soles haciendo un total D. 13,650 soles D. prestamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra D. arroz, fideo, golosinas, muebles, galoneras, verduras, trigo, maiz, quinua, frutas.

Los sueños D. las socias son tener un local propio, mejorar sus negocios, sus hijos sean profesionales, ampliar su establo.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,083,400
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubi Group's $4,375 loan helped a member purchase of rice, pasta, candy, furniture, vegetables, wheat, corn, quinoa, water containers and fruits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 26, 2009
Apr 12, 2009
Currency Exchange Loss:
Aug 15, 2009