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Yanapampa Group
In this Group: Esperanza , Guillermina , Rayda Marcelina , Sofia , Cain , Fermin , Zenobio , Paulino , Luz Marlene , Fermina , Yovana , Bertha , Juan
The Yanapampa Communal Bank begins its third cycle with 13 members, and all of its members are from the community with the same name. The members have different businesses, such as selling cereal, cochinilL. (a red dye), small animals, tara (a powder used in tanning), tubers, vegetables and general groceries. Bertha lives with her partner, is 24 years old and has 3 children. Bertha travels to different towns in her area where she buys animals that she later transports to the fair in the city of Huanta and sometimes she prepares them for sale in her community. Rayda is married, is 41 years old and has 8 children, 4 of whom live with her. Rayda travels to the Ayachucan forest where she sells animals such as hens and guinea pigs. In addition, Rayda raises hens. The members need loans of different amounts, such as 300, 600 and 900 soles, making a total of 11,200 soles in loans from the Communal Bank. Their loans will be invested in the purchase of rice, noodles, hens, sheep, small animals and cochinilL.. The members' dream is to improve their businesses, to see their children become professionals, to have their own capital and to save more.
View original language description ↓
El Banco Comunal Yanapampa inicia su tercer ciclo con 13 socias, todas las socias son D. L. comunidad del mismo nombre.

Las socias realizan diferentes negocios como L. venta D. cereales, cochinilL., animales menores, tara, tubérculos, verduras y abarrotes en general.

Como es el caso D. Bertha es conviviente, tiene 24 años y 3 hijos, Bertha viaja a diferentes pueblos D. su zona en donD. compra animales, que luego los transporta a L. feria D. L. ciudad D. Huanta y en algunas oportunidades beneficia los animales y lo venD. en su comunidad.

Por otro lado Rayda es casada, tiene 41 años y 8 hijos D. los cuales 4 viven con elL., Rayda viaja a L. selva ayacuchana en donD. venD. animales como gallinas, cuy. Además Rayda se dedica a L. crianza D. gallinas.

Las socias necesitan diferentes montos D. prestamos como 300 soles, 600soles, 900 soles haciendo un total D. 11,200 soles D. prestamos en el Banco Comunal.

Sus prestamos serán invertidos en L. compra D. arroz, fideo, gallina, oveja, animales menores, cochinilL..

Los sueños D. las socias son mejorar sus negocios, que sus hijos sean profesionales, tener capital propio y ahorrar mas.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Yanapampa Group's $3,600 loan helped a member for the purchase of rice, noodles, chicken, sheep, small animals, cochinilla (to make red dye).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 25, 2009
Listed
Apr 12, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009