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Misael A. B. is 57 years old and lives in the Los Conacastes district located in the city of Soyapango. He lives with his wife and three children, ages 22, 19, and 15. Misael runs a bakery from his home and his whole family works together to make the bread. Later, Misael sells the bread to customers. He wants a loan to buy a pickup truck to use for deliveries, buy more ingredients for his bakery and increase his production. With this loan, he will then have an opportunity to improve his business as well as the life of his family. One of the reasons Misael works so hard is to provide for his children's education and ultimately provide them with a better future and better financial stability.
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Misael A. B., de 57 años de edad reside en la colonia Los Conacastes ubicada en el municipio de Soyapango. Vive junto a su esposa y sus tres hijos, una de 22 años, la segunda de 19 y el tercero de 15 años, los tres son estudiantes. Misael posee una panadería en su propia casa, en la cual colabora toda su familia para poder elaborar el pan y luego Misael se encarga de repartirlo a sus consumidores. El desea obtener un préstamo a través del cual pueda comprar un pick up para repartir el pan, así también desea aumentar su producción y para ello necesita tener las posibilidades para comprar más materia prima para su trabajo, es por ellos que solicita este préstamo ya que de esta manera tiene la posibilidad de mejorar su negocio y de mejorar la vida de su familia, ya que una de las mayores razones por las que Misael trabaja arduamente es para poder brindarles los estudios a sus hijos y de esta manera poder brindarles un mejor futuro y una mejor estabilidad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Misael to purchase a pickup truck.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 17, 2009
Apr 12, 2009
Currency Exchange Loss:
Oct 15, 2010