Comfort C. is a 55-year-old trader. She was married but is now a divorced woman with three children. One is in school and the rest are working. She resides at Eguase in the central region of Ghana. She has been struggling to provide for her children's education and that is her greatest desire. She could tell us the circumstance that led to her separation from her divorced husband. She is a very resourceful mother whose hard work brings a livelihood to the family. Comfort supports herself through the sale of used clothing and bed sheets. Selling of used clothing and bed sheets has a very big market share in Ghana, as brand new clothes are very expensive for the economically active poor. She has been in this business for the past 30 years. She travels to a nearby city called Accra to purchase her stock of goods. She wants to use the loan to buy more bales of used clothing to increase her inventory. She normally concentrates on kid’s wear, bed sheets and used towel sales. She believes this loan would help her save for her children's future and rent a store to trade as she sells through hawking. Comfort belongs to a village bank called ‘Independence’.