Djamala was born in 1965 and is the mother of three children. She is an internally displaced person (IDP) from the occupied Fizuli region of Azerbaijan, and has re-settled in the Kurdmahmudlu village. Five years ago, she and her family started a farming business. They request a loan of 2000 Azerbaijani manats (or about $2500) to buy seedlings and fertilizer to improve their business. Her husband is pictured above.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.