Happy Holidays from Kiva and Ladies’ Home Journal!

Sorry, all the free trials have been claimed

But borrowers around the world are still seeking loans.

What is Kiva?

Kiva is a non-profit organization working to alleviate poverty by connecting people through lending. Kiva lets individuals lend as little as $25 to help create opportunity around the world.

Find a borrower

Select a woman borrower below, or browse all available loans.

Browse all available loans

2460 women entrepreneurs are currently looking for funding

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Help her get started

Consider the facts

  • Over 1 billion people live in extreme poverty (less than $1.25 per day) - 75% are women and girls.
  • 76 million primary school-age children are not in school - 60% are girls.
  • There are 876 million illiterate adults in the developing world - over 65% are women.
  • Women produce half the world’s food, but own only 1% of the world’s farmland.

But when you invest in a woman’s future, the story changes. Statistics prove that when you invest in a woman, that investment will go toward improving the health, education and overall future opportunities not only for herself, but for her children. And that has a powerful ripple effect. If a mother has access to financial resources to start or grow a business, her future, and her children’s futures can change forever. It’s a virtuous cycle. Join Ladies’ Home Journal and Kiva in helping a woman entrepreneur start a cycle of change today!

About the free trials

What better way to try Kiva than to try it for free? From November 15, 2011 at 9:00 am PST to January 31, 2012 at 11:59 PST, Kiva will provide free trial loans to the first 3,000 Ladies' Home Journal readers who become new users and make a loan.

These free trials will be financed by friends of Kiva, allowing the new lender to make one $25 loan free of charge. These free trial loans are disbursed to borrowers in the same way other loans are disbursed on Kiva. However, since Kiva is funding the free trial loan, any repayment funds from the free trial loan will go back to Kiva, not to the free trial lender. New lenders invited during the promotion may choose to use their own funds to make a loan, in which case repayments will go back to the lender.

Supplies of free trials are limited to one (1) per new user, and will be made available on a “first claimed” basis.

Read our terms of service

Ladies’ Home Journal is proud to partner with Kiva to help women from New Orleans to Nigeria create new opportunities for themselves and their families, through the power of micro-lending.