Join Karsten's team on Kiva
Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty. It only takes $25 to get started.
FarmingPhilippinesMa. Luz is 44 years old and married with three children, one of whom is in school. She earns a living by farming rice in the Philippines. Ma. Luz is borrowing PHP 35,000 th...Read their story >
FarmingArmeniaAneta is 42 years old and she lives with her three children in the village Aygut of Gegharquniq region. Aneta runs her farm. In her farm she takes care of two cows, a calf,...Read their story >
Higher education costsJordanMohammad is a 23-year-old independent young man living with his five family members. He is now a university student majoring in sports science and he is in his first year. ...Read their story >
Farm SuppliesEl SalvadorFrancisco, 53, has no academic education since his parents did not have the necessary economic resources. He is married and has two children who are adults and only one gra...Read their story >
Food Production/SalesNicaraguaThe communal bank Los Antojitos is a group of three small business owners striving to improve their family's living conditions. It is coordinated by Lina, 52, a single mot...Read their story >
Kiva lenders, like Karsten, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.
Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.
Join us and make a loan today.
- Choose a borrower.
Your loan reaches borrowers via our Field Partners, who vet, distribute, and administer each loan.
- Follow your loan.
You’ll get periodic updates about the progress of your loan, including repayments as they become available.
- Do it all again!
Any repayments are yours to keep, but we hope you’ll make another loan... or, like Karsten, invite someone to Kiva, perhaps with a Kiva Card.
We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.
Get started today
Get started — choose one of these Kiva borrowers...
... or browse all available loans
There are 4,233 loans currently seeking funding on Kiva.