Kiva
Team: Heathers Harmony
4 members
$200 in loans
Global
Team since Dec 2011
Change a Life with a Loan
Claim your $25 Free Trial loan today! [details]
Join Heather's team on Kiva
Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty.
Free Trials sponsored by:
A friend of Kiva
An anonymous friend of Kiva is generously funding this free trial.
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Marcel is a member of the group Twoneremusaruro No 29/Rsz. He is 44 years old, married, and has 8 children, whose ages range between 2 and 20 years. Six of his children attend school. Besides his…
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With this loan, Silvia is going to buy shoes for men, women and children. Veronica will buy vegetables, meat, drinks and clothing. Raquel will buy hair color, acrylic nails, brushes, nail polish,…
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Las Violetas are a solidarity group made up of six enterprising women who live in the city of Monterrey. The group is completing its third loan cycle with this institution. They decided to choose…
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The group "Las Lupitas" consists of five enterprising, cheerful, and hardworking women. Magdalena is one of the women in this group. She is 20 years old and studied through high school. Magdalena…
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“Tolerante” is a Credituyo solidarity group in its 8th credit cycle. The group is so called because they are very patient people who are always ready to help each other in case of need.…
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Why Kiva?
Kiva lenders, like Heather, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.
Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.
Join us and make a loan today.
Why Do People Kiva?
We each took time to explain why we use Kiva, but this is just a fraction of Kiva's many active users around the world.
How Does Kiva Work?
- Choose a borrower.
Your loan reaches borrowers via our Field Partners, who vet, distribute, and administer each loan. - Follow your loan.
You’ll get periodic updates about the progress of your loan, including repayments as they become available. - Do it all again!
Watch your free trial loan get repaid, then get inspired to lend again! When you do, repayments will be yours to keep.
About Microfinance
Safe, affordable capital to those in need helps people create a better life for themselves
The Story of a Kiva Loan
Kiva lets individuals lend as little as $25 to help create opportunity around the world.
About Free Trials
What better way to try Kiva than to try it for free? Free trial loans are available while supplies last to the first users who join Kiva through this promotion and make a free trial loan.
These free trials will be financed by friends of Kiva, allowing the new lender to make one $25 loan free of charge. These free trial loans are disbursed to borrowers in the same way other loans are disbursed on Kiva. However, since the sponsor is funding the free trial loan, any repayment funds from the free trial loan will go back to the sponsor, not to the free trial lender. New lenders invited during the promotion may choose to use their own funds to make a loan, in which case repayments will go back to the lender.
Supplies of free trials are limited to one (1) per new user, and will be made available on a "first claimed" basis.
Read our terms of use.
Who’s funding this Free Trial?
A friend of Kiva
The funder for this free trial wishes to support Kiva anonymously.
Get started today
Get started — choose one of these Kiva borrowers...
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AgricultureRwanda -
RetailMexico -
Food Production/SalesMexico -
Cosmetics SalesMexico -
Home Products SalesMexico
... or browse all available loans
There are 4,496 loans currently seeking funding on Kiva.