Change a Life with a Loan
Join Michel's team on Kiva
Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty.
Free Trials sponsored by:
A friend of Kiva
An anonymous friend of Kiva is generously funding this free trial.
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Las Morenas is a supportive loan group formed by six members that is in its third cycle. The group is called such because the person who organized it is affectionately called "La Morenita"…
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Nancy belongs to the community bank "Activo de Vitarte", located in the district of Vitarte. This bank is comprised of 7 members who are all women who have a great desire to be successful in their…
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The “Las Chicas del Río” (The Young Girls from the River) is a Credituyo group in its fourth cycle. The group has that name because a stream goes by the place in the east part of the city of…
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The Amigas group is in its third loan cycle. The group took this name because the members have been friends and neighbors for a number of years. The group consists of seven members, including Maria…
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Noemí is a single woman who says that she is 48 years of age. She is happy because she lives and works only for herself. She is a capable woman who is full of self-worth.
Noemí is a…
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Why Kiva?
Kiva lenders, like Michel, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.
Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.
Join us and make a loan today.
Why Do People Kiva?
We each took time to explain why we use Kiva, but this is just a fraction of Kiva's many active users around the world.
How Does Kiva Work?
- Choose a borrower.
Your loan reaches borrowers via our Field Partners, who vet, distribute, and administer each loan. - Follow your loan.
You’ll get periodic updates about the progress of your loan, including repayments as they become available. - Do it all again!
Watch your free trial loan get repaid, then get inspired to lend again! When you do, repayments will be yours to keep.
About Microfinance
Safe, affordable capital to those in need helps people create a better life for themselves
The Story of a Kiva Loan
Kiva lets individuals lend as little as $25 to help create opportunity around the world.
About Free Trials
What better way to try Kiva than to try it for free? Free trial loans are available while supplies last to the first users who join Kiva through this promotion and make a free trial loan.
These free trials will be financed by friends of Kiva, allowing the new lender to make one $25 loan free of charge. These free trial loans are disbursed to borrowers in the same way other loans are disbursed on Kiva. However, since the sponsor is funding the free trial loan, any repayment funds from the free trial loan will go back to the sponsor, not to the free trial lender. New lenders invited during the promotion may choose to use their own funds to make a loan, in which case repayments will go back to the lender.
Supplies of free trials are limited to one (1) per new user, and will be made available on a "first claimed" basis.
Read our terms of use.
Who’s funding this Free Trial?
A friend of Kiva
The funder for this free trial wishes to support Kiva anonymously.
Get started today
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There are 4,493 loans currently seeking funding on Kiva.
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