Join Tom on Kiva

Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty. It only takes $25 to get started.

  • Joined Dec 2008Loans made: 146

Why Kiva?

Kiva lenders, like Tom, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.

Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.

Join us and make a loan today.

Why Do People Kiva?
We each took time to explain why we use Kiva, but this is just a fraction of Kiva's many active users around the world.

How Does Kiva Work?

  1. Choose a borrower.
    Your loan reaches borrowers via our Field Partners, who vet, distribute, and administer each loan.
  2. Follow your loan.
    You’ll get periodic updates about the progress of your loan, including repayments as they become available.
  3. Do it all again!
    Any repayments are yours to keep, but we hope you’ll make another loan... or, like Tom, invite someone to Kiva, perhaps with a Kiva Card.
About Microfinance
Safe, affordable capital to those in need helps people create a better life for themselves
The Story of a Kiva Loan
Kiva lets individuals lend as little as $25 to help create opportunity around the world.


We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.

Get started today

Find a borrower