Join Julie on Kiva
Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty. It only takes $25 to get started.
Phone AccessoriesKenyaNaomi sells phone accessories and has been in this business for the last five years. She is 34 years old, married and the mother of three children. She also supports five p...Read their story >
Clothing SalesTanzaniaEmmy is a married woman in her late 30s. She is a mother of one daughter, who is in school. For four years now, Emmy has been managing a business, selling shoes, clothes, a...Read their story >
CarpentryNicaraguaDon Juan comes from Estelí and works in carpentry. He is grateful to Kiva and MiCrédito because he has been able to respond to his clients' demand and improve his income. H...Read their story >
RetailPhilippinesVergelia is a hardworking entrepreneur who has a nipa roofing business in the Philippines. She has been in this business for eight years. She also earns income from a gener...Read their story >
FarmingKenyaCleophas is a member of this group in the Chwele District. He is pictured here in a group of 5 One Acre Fund farmers who are group leaders. (The field officer is also incl...Read their story >
Kiva lenders, like Julie, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.
Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.
Join us and make a loan today.
- Choose a borrower.
Your loan reaches borrowers via our Field Partners, who vet, distribute, and administer each loan.
- Follow your loan.
You’ll get periodic updates about the progress of your loan, including repayments as they become available.
- Do it all again!
Any repayments are yours to keep, but we hope you’ll make another loan... or, like Julie, invite someone to Kiva, perhaps with a Kiva Card.
We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.
Get started today
Get started — choose one of these Kiva borrowers...
... or browse all available loans
There are 4,319 loans currently seeking funding on Kiva.