Join Joel on Kiva
Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty. It only takes $25 to get started.
Personal Housing ExpensesEl SalvadorMiguel is 27 years old. He lives in his own house with his life's companion and their 6 year old son. Miguel has worked as a day laborer and bricklayer for many years. Migu...Read their story >
PoultryPhilippinesRosalina is a 48-year-old widow with three children, all of whom are in school. Rosalina is in the agricultural business raising chickens in the Philippines. Rosalina ha...Read their story >
FarmingArmeniaThe farmer in the picture is Norayr from Goghovit village, Shirak region. He lives with his wife and two sons, who greatly help him with farming activities. Norayr's farm,...Read their story >
FarmingKenyaPhilemon, 29, is a smallholder farmer based in Kapsowar, a small rural town which is situated in the North Rift region of Kenya. He has been doing this work for the last si...Read their story >
FarmingVietnamHoa is a member of Nua Ngam 2 Group. She is 29 years old and married, with two children: a boy of 11 years and a girl of 5 years. They live in a small house and work at agr...Read their story >
Kiva lenders, like Joel, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.
Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.
Join us and make a loan today.
- Choose a borrower
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- Make a loan
Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan.
- Get repaid
Receive updates as the borrowers you support succeed and repay their loans.
When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!
We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.
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There are 4,696 loans currently seeking funding on Kiva.