Join Joe & Pam on Kiva
Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty. It only takes $25 to get started.
FarmingPhilippinesJuvy tills their rice land together with her husband. She is 36 years old and lives in Mahayag. Juvy grows corn and palay rice and it is the primary source of their living....Read their story >
FarmingEl SalvadorJose decided to apply for a new loan in order to carry out various activities for the next planting season of basic grains. He will buy manure, seeds, pesticides, insectici...Read their story >
Motorcycle TransportPhilippinesWilson is married and lives in Aurora, Zamboanga Del Sur with his family. His wife is a housekeeper while Wilson operates a motor transportation and rental business to make...Read their story >
Food MarketSierra LeoneMeet 45-year-old Fatmata from Port Loko, in the northern area of Sierra Leone. She is married, with seven children. Some years ago, Fatmata established her palm oil busines...Read their story >
RetailEl SalvadorMaría is 36 years old and lives with her husband. She is a very responsible and hard-working person, and has been making a living selling sweet bread for five years. María ...Read their story >
Kiva lenders, like Joe & Pam, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.
Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.
Join us and make a loan today.
- Choose a borrower.
Your loan reaches borrowers via our Field Partners, who vet, distribute, and administer each loan.
- Follow your loan.
You’ll get periodic updates about the progress of your loan, including repayments as they become available.
- Do it all again!
Any repayments are yours to keep, but we hope you’ll make another loan... or, like Joe & Pam, invite someone to Kiva, perhaps with a Kiva Card.
We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.
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