Ashurali is 40 years old. He works as an electrician in the Gissar region. He has a wife and four children. His wife sells pistachios at the market. As the head of the family, Ashurali aims to increase the family's income by starting a new business. He has chosen to go into beekeeping. His home and plot of land are located in a distant area, where there are no industrial enterprises, farmland or apiaries, which makes it a very good place to raise bees. Ashurali has several houses for bees. He has engaged in this trade before and has good experience. Now, he wants to restart and grow his business. Ashurali needs a loan for the purchase of bees and beehives. Once he buys them, he can begin his business.