Florence

Florence lives in Kampala, Uganda. She is married and has three children, all of whom are attending school. She is looking after additional family members (brother and sister). She has been operating a retail shop for the last eight years, working seven days a week. She does not earn any income from other sources. She has applied for a loan of UGX 300,000 from MCDT- SACCO to enable her to stock more sugar, soap, salt and cooking oil for sale. Her challenges include seasonality and transportation. Her dreams are to own a fully stocked retail shop and to build her own house.…

Florence lives in Kampala, Uganda. She is married and has three children, all of whom are attending school. She is looking after additional family members (brother and sister). She has been operating a retail shop for the last eight years, working seven days a week. She does not earn any income from other sources. She has applied for a loan of UGX 300,000 from MCDT- SACCO to enable her to stock more sugar, soap, salt and cooking oil for sale. Her challenges include seasonality and transportation. Her dreams are to own a fully stocked retail shop and to build her own house. She joined MCDT because it provides small loans, enabling the borrowers to grow their businesses gradually. She lives with her husband in a rented house without access to electricity or piped water. Her major monthly expenses include school fees and rent.