Partnering with Kiva

Kiva partners with a range of organizations, including microfinance institutions (MFIs), social businesses, schools and nonprofits. These organizations are united by a strong commitment to serving the needs of poor, vulnerable and/or excluded populations, either through financial services or by using credit to expand access to beneficial products and services.

In order to apply for partnership, an organization must at minimum:

  • Display a strong commitment to serving the needs of poor, vulnerable, and/or excluded populations.
  • Operate an existing lending program with portfolio quality that is in line with market context and industry standards, or be prepared and legally able to set up a lending program.
  • Provide a specific proposal for using Kiva’s capital to fund loans with a) high social or environmental impact, and b) pricing that is in line with market context and industry standards.
  • Be able to post at least $50,000 USD in loans in the first 12 months on the Kiva website, with capacity to grow in subsequent years.
  • Have assets or operating revenues of at least $100,000 USD.
  • Be able to legally accept and repay US Dollar debt capital and manage currency risk.
  • Be legally registered in its country of operation.

Credit Tiers

Kiva has developed a system of credit tiers that enables us to work with Field Partners across a broad spectrum of credit needs.

  • A Field Partner’s credit line can range from $50,000 to $4 million USD, depending on the credit tier assigned by Kiva.
  • The level of due diligence that Kiva conducts on a Field Partner depends on the credit tier assigned, with additional documentation and onsite visits required for higher tiers.
  • A Field Partner is eligible to graduate to higher tiers as they utilize their credit line and demonstrate a successful track record with Kiva. 

Apply to be a Field Partner